Like Payze, Simple focuses on providing you with a better customer experience than the competition.
Simple isn’t a bank itself – it exists only on the web and in app form – but works with FDIC-insured banks to handle your money, without hidden fees. The beautiful, modern platform allows you to make purchases with a Simple Visa card (use their fee-free ATM locator to take out money), pay bills, earn interest and track savings goals, all while receiving notifications and alerts for each transaction. When you have questions, their customer service replies within minutes on Twitter, is available via chat through the app or you can just give them a call 24/7.
Simple’s mission is to provide a financial experience that’s easier, faster, and friendlier. If you already use Mint, an app to manage your finances, you’ll find this system is similar but more powerful.
Although Simple has been on the market for more than a year, it is still accepting new accounts by invitation only. Check out the website here.